High-Paying
Opportunities
Drive freely, we handle the rest.
At Billor, owner-operators gain the autonomy to choose their routes while relying on a robust infrastructure designed for operational excellence. Our platform ensures efficient freight allocation, real-time dispatch coordination, 24/7 roadside assistance, and financial stability, enabling drivers to maximize earnings with confidence and consistency.
24/7
Roadside
Assistance
Dispatch
Dedicated
Team
Backup
Backup
Trucks
Available
Building the largest integrated trucking network in the U.S., together.
Our scalable, technology-driven model enhances operational efficiency and long-term profitability for owner-operators.
Technology
From advanced route optimization to real-time tracking, our technology enables drivers and fleets to operate more efficiently, reduce downtime, and improve delivery performance.
Fintech
Fintech solutions that provide truck drivers with smart financial solutions, designed to empower success on and off the road.
Freight Management
Our platform simplifies freight operations through intelligent load matching, transparent tracking, and seamless coordination between carriers and shippers.
Billor Copilot
An AI-powered platform designed to enhance driver earnings, optimize routes, and increase safety through real-time insights.
Simplifying Freight
Transportation with Reliability
Security and Reliability
Qualified drivers and standardized procedures to ensure secure and compliant deliveries.
Guaranteed Capacity
Reliable access to an extensive driver network, ensuring consistent on-time delivery across the U.S.
24/7 Support
Fast and reliable assistance, anytime, to help resolve issues and keep your operations running smoothly.
Credit Flexibility
Billor provides solutions even for those without access to traditional credit, enabling more brokers to move freight confidently.
Owned Fleet
With a dedicated fleet of trucks, Billor ensures availability and performance that brokers can depend on.
Smart Technology
From real-time tracking to automated updates, our tech-driven operations give brokers complete visibility and control.
Empowering truck drivers to become business owners.
At Billor, we empower truck drivers to become independent business owners through our lease-to-own truck program, with no down payment, no hidden fees, and full support from day one.
Our platform combines trucking fintech, smart logistics, and AI-powered tools to help drivers succeed. From route optimization to expense tracking and 24/7 assistance, we give owner-operators everything they need to drive smarter and earn more.
Billor is here to help you own your truck, and your future.
Newsroom
NEW
NEW
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We're hiring
Join us in building the largest trucking ecosystem in the U.S., empowering drivers through technology, finance, and logistics.
Frequently asked questions
Find answers to the most common questions about our services, policies, and support.
Billor, short for “Bill of Rights”, is a U.S.-based trucking and fintech company that empowers drivers to become entrepreneurs through a Lease to Own program. We provide access to Freightliner Cascadia trucks with no down payment and no credit check.
Our mission is to simplify the complexity of the trucking industry by combining logistics and financial technology in one ecosystem. Drivers receive full support, including maintenance assistance, fuel cards with fuel advance, personalized dispatch services, and weekly settlements, while Billor handles the rest.
In just 4 years, the truck becomes 100% yours, with no hidden fees or residual payments. With Billor, drivers can focus on what truly matters: freight, efficiency, and ownership.
You can reach our team by filling out the contact form on our website, sending us a message through any of our social media platforms or calling +1 (689) 400-8960. One of our representatives will get back to you shortly.
Billor operates nationwide across the 48 continental U.S. states, with delivery centers in Jacksonville, FL and Navasota, TX, with new delivery centers coming soon. These locations are designed to streamline driver onboarding and support coast-to-coast operations.
Billor is more than a trucking company, it’s an ecosystem built to help drivers succeed as owner-operators, combining transportation, fintech solutions, and smart planning. Our core services include:
- Lease-to-Own Program: Access to Freightliner Cascadia trucks with no down payment, no credit check, and full ownership in just 4 years.
- Trailer Sublease: We sublease dry van, flatbed, and reefer trailers to simplify access. With a fixed weekly fee.
- Fuel Advance: Fuel card with prepaid fuel so drivers can hit the road without upfront costs.
- Financial Flexibility: As a fintech platform, we support drivers with financing options for maintenance or emergencies.
- Billor CoPilot: Our exclusive AI-powered assistant helps optimize routes, reduce fuel consumption, flag maintenance issues, scan documents, and more.
- Personalized Dispatch & Planning: Each driver is supported by a dedicated Account Manager, more than just a dispatcher, who helps plan monthly goals, financial targets, and the best route strategy.
- Emergency Truck Replacement: In case of breakdowns, we provide access to a backup truck so drivers can keep operating.
- Weekly Settlements & Load Advances: Drivers receive weekly settlements and can access monthly load advances when needed.
- Transparency & Reporting: Drivers have full access to reports, performance and insights to ensure clear and real-time visibility of their operation.
Billor stands out by combining transportation, fintech, and technology to build an ecosystem fully focused on helping drivers succeed as business owners. Unlike traditional carriers, we offer:
- No down payment or credit check required
- Full truck ownership in just 4 years
- Fintech solutions to support drivers’ cash flow during unexpected maintenance or emergencies
- AI-powered tools through Billor CoPilot to boost performance and simplify daily operations
- Clear, transparent reporting and full visibility into settlements and BOLs
- A driver-first approach, with dedicated account managers who focus on monthly planning and long-term financial results
To qualify for our Lease-to-Own program, drivers must meet the following criteria:
- Valid CDL (Permanent)
- Minimum of 3 months of CDL driving experience
- Legal residency in the U.S. and valid work authorization, if required
- Basic English skills for safety and communication
- Pass onboarding and safety assessments
Once approved, you can pick up your truck within 3 to 5 business days at one of our delivery centers.
Weekly costs may vary depending on the trailer type and services you choose, but typically include:
- Truck leasing
- Trailer rental (dry van, flatbed, or reefer)
- Insurance package
- Occupational insurance
- Tag plate
- ELD monitoring (logbook system)
We provide a full, transparent cost breakdown so you know exactly what to expect, no hidden fees, no surprises.
Driving with Billor means joining an ecosystem designed to help you grow as an independent owner-operator. Our key benefits include:
- No down payment or credit check — get started without financial barriers
- Emergency truck replacement — stay on the road even during unexpected events
- Dedicated account manager — not just dispatching, but monthly planning and goal support
- Weekly settlements & freight factoring — get paid fast, no waiting for customers
- Fuel and toll discounts — reduce weekly operating costs
- AI-powered CoPilot — real-time insights to boost performance and profitability
- Access to fintech solutions — flexible help with maintenance costs and financial flow
Billor CoPilot is an AI-powered transportation management system developed to support drivers in running smarter, safer, and more profitable operations.
It combines advanced technology, artificial intelligence, and data analysis to provide real-time insights, optimize routes, forecast earnings, and prevent costly issues on the road. With CoPilot, drivers have full visibility and control over their performance, maintenance, and profitability, all in one place.
No. You’re not required to bring your own trailer or find your own freight.
If you already have a trailer, you can use it. Otherwise, Billor offers a facilitated trailer rental service, no credit check, no long-term contract, and no upfront deposit.
As for freight, drivers in our program benefit from a dedicated load sourcing service. Our team works to find and assign quality loads that match your equipment and financial goals.
Yes. At Billor, we partner with some of the top brokers in the U.S. to secure the best freight opportunities for our drivers. We work in close collaboration, not competition, with brokers, building long-term partnerships based on trust, efficiency, and shared results.
Whether you’re a broker or a driver, our goal is to connect freight with reliable capacity and provide full support throughout the journey.
If you’re a broker or shipper, you can reach out through our Business Contact form. One of our logistics coordinators will reach out to discuss partnership opportunities.
Billor transports a wide variety of freight across the 48 continental U.S. states, including general freight, food-grade loads, building materials, and temperature-sensitive products using reefer trailers. We also handle LTL (Less Than Truckload) shipments when available. With access to dry van, flatbed, and reefer equipment, we offer the flexibility to serve diverse industries with safety, efficiency, and reliability.
Billor runs a fleet equipped with dry vans, flatbeds, and reefers, allowing us to handle a wide range of freight, from general merchandise to temperature-sensitive goods and specialized loads. Our flexibility ensures we can match the right trailer to your shipment needs.
Billor combines experienced drivers, real-time load tracking, and AI-driven planning through our CoPilot system to maintain high on-time performance and cargo safety. Our dedicated dispatch and support teams monitor operations closely to ensure every load is delivered efficiently and professionally.
